By Kevin Walters
Don’t let scammers steal the joy from your holiday season. The Tennessee Department of Commerce and Insurance’s (TDCI) Division of Consumer Affairs urges consumers to be wary of holiday-themed scams during this season of giving.
“Scammers use the holidays as a chance to prey on people’s better natures,” TDCI Deputy Commissioner Bill Giannini said. “They will use any means necessary to get what they want from you. Don’t become a victim of scammers during the holidays.”
Be on guard, be alert and be aware. Fight back against scam artists by remembering some simple tips:
- Be suspicious of anyone requiring you to send money with prepaid money cards.
- Pay as often as you can with a major credit card offering fraud protection.
- Before donating, check to see if the charity is registered with the Tennessee Secretary of State.
- If contacted by phone about making a donation, avoid being pressured to make an immediate donation. Don’t hesitate to ask questions to get more information.
- Donate to charities that you trust and are well-established.
- Never write out a check or give cash to an individual solicitor. Write out checks to the name of the organization or use a credit card.
If it sounds too good to be true, it probably is.